So you've decided to buy a home. Knowing what to expect will help you make informed decisions throughout the process. This video explains understanding your financial situation, working with a real estate agent and what happens once you find the home you want to buy.

Buying a home is one of the most exciting and largest purchases most of us will ever make. Selecting the right mortgage is a very important part of the homebuying process. This video will teach you to compare various loans and how to determine how long an interest rate is available to you, what are the key loan terms and how much the mortgage will cost you.

You've already determined what you can afford, found the right house and shopped for the best loan, now it's time to go to settlement. This video explains the settlement process, information found on the HUD-1 Settlement Statement and comparing charges on the HUD-1 Statement to the Good Faith Estimate.

Closing, or settlement, is about you taking legal ownership of the property you are purchasing. Public records say the seller is the current owner because the title establishes his or her legal ownership. Assuming the title includes loan steps, legal steps and title steps.

What is title insurance, and why do you need to pay it? Title, or legal ownership, isn't always crystal clear. Missing records, tax leins, even divorces can result in title claims on your house even after you buy it. Good news: You can insure your legal ownership, or title, just like you would insure the building.