Calculate closing costs - Purchase

Don't forget to account for closing costs when saving to buy your home.

When buying a home, you will need more than just enough for the down payment. As a general rule, you should tack on an additional 3% to 6% of the purchase price to account for closing costs. These fees can be sorted in the three "buckets," which are lender fees, settlement fees and taxes. For our purposes, we will explore the latter two buckets.

Approximately 70% of closing costs that are variable are title-related, including the insurance premium and service charges. For a more thorough understanding of closing costs, check out the video below. Then browse the links below to learn more.

  • What is title insurance?
  • Compare policies
  • Common claims
  • DC Homestead Deduction [form]
  • Settlement fees
  • Insurance premiums
  • Helpful links
  • Taxes
  • Homebuyer assistance
  • Guide to homebuying

    • Title insurance premiums

    The following charts allow you to calculate your title insurance premium manually, but we admit the numbers can be a little confusing. To simplify matters, we encourage our clients to use the Quick Quote calculator and use this information for reference only.

    √  View rates...

    Settlement fees

    Comparing rates and services among title companies is the best way to save money on closing costs. To make this easier for consumers, the Real Estate Settlement Procedure Act requires all title companies to disclose their fees as a lump sum under. Know your total costs up front with a Quick Quote.

    Read more...

    Transfer rates - Recordation taxes

    Residential purchase transactions: Read on for a break down of taxes associated with the purchase of a residential property in the District of Columbia, Maryland or Virginia.

    Read more...

    View our Blog

    Providing title insurance services to the following areas

    District of Columbia
    Adams Morgan, Bloomingdale, Brightwood, Brookland, Capitol Hill, Cathedral Heights, Columbia Heights, Downtown, Eckington, Foxhall, Friendship Heights, Glover Park,
    H Street Corridor, Mount Pleasant, Northeast, Northwest, Penn Quarter, Petworth, Shaw, Southeast, Southwest, Tenleytown, U Street, Van Ness
    Maryland
    Bethesda, Bowie, Cabin John, Capitol Heights, Chevy Chase, Clinton, College Park, Germantown, Glen Echo, Hyattsville, Kensington, Montgomery County, Montgomery Village, Mount Rainier, North Bethesda, North Potomac, Potomac, Prince George's County, Rockville, Rosaryville, Silver Spring, Takoma Park, Wheaton
    Virginia
    Addison Heights, Alexandria, Annandale, Arlington County, Bailey's Crossroads, Ballston, Burke, Centreville, Chantilly, Clarendon, Court House, Crystal City, Fairfax County, Falls Church, Franconia, Great Falls, Herndon, McLean, Reston, Rosslyn, Seven Corners, Shirlington, Springfield, Tyson's Corner, Vienna, Wolf Trap
    Florida
    Aventura, Biscayne, Coral Gables, Coral Terrace, Cutler Bay, Doral, Fountainbleau, Glenvar Heights, Hialeah, Hollywood, Kendale Lakes,  Kendall, Miami-Dade County, North Miami, Miami Beach, Miramar, Palmetto Bay, Pembroke Pines, Pinecrest, South Miami, Sunset, Tamiami, Westchester, West Miami

    √ Contact us to schedule your next closing.