REAL Credit™ terms & conditions

Federal Title & Escrow Company ("FTE"), through its REAL Credit™ program, offers homebuyers a substantial credit to reduce their closing costs. Homebuyers will receive a credit simply by choosing FTE as the settlement agent and ordering services online. The following sets forth the terms & conditions by which a homebuyer may qualify and receive the REAL Credit™:

• The homebuyer, the homebuyer’s real estate agent, or the homebuyer’s mortgage lender must order settlement services online at www.federaltitle.com.

• The subject property must be located within the Washington, DC metro area, including but not limited to Washington, D.C. proper; Montgomery County, MD; Prince George's County, MD; Arlington County, VA; Fairfax County, VA; City of Alexandria, VA.

• A homebuyer will receive the benefit of the credit (or a portion thereof); subject to their lender's underwriting requirements. In rare instances, the homebuyer’s mortgage lender may preclude the homebuyer from accepting the full amount of the REAL Credit™.

• A homebuyer may be entitled to a reissue rate discount on the title insurance premium. For District of Columbia properties only, a homebuyer may be entitled to BOTH the REAL Credit™ and a reissue rate discount.

• A homebuyer who elects not to purchase owner’s title insurance coverage but satisfies the above conditions will still receive the REAL Credit™.  In other words, the REAL Credit™ is NOT contingent on the homebuyer purchasing owner’s title insurance coverage and, thus, is NOT an inducement for the purchase of owner’s title insurance coverage.

• Homebuyers will be required to attend the settlement at the offices of Federal Title & Escrow Company, located in the Chevy Chase Pavilion Building at 5335 Wisconsin Avenue, NW, Suite #700, Washington, D.C., 20015.

• FTE reserves the right and has sole discretion to alter, from time to time, the herein stated terms & conditions as well as the credit amounts.

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