Calculate closing costs - Refinance

You need a new title insurance policy to refinance your home, but why?Unlike an owner's title insurance policy, a lender's title insurance policy expires once the loan is paid off. When you refinance your house, you pay off the original loan and a new loan is issued, therefore you will need a new lender's policy.

Many times the benefits of a refinance far outweigh the costs associated with closing the deal. In this section, you will find information helpful for calculating your closing costs in a refinance real estate transaction.

  • Advantages of refinancing
  • Insurance premiums
  • Why do I need a new policy?
  • Settlement fees
  • Closing documents
  • Title insurance claims
  • Advantages to refinancing

    Reason to refinance are numerous. Once you've decided to refinance, you can get a quote for our services and know your closing costs in seconds. There's no obligation and no cost associated with requesting a quote.

    Title insurance premiums

    The following charts allow you to calculate your title insurance premium manually, but we admit the numbers can be a little confusing. To simplify matters, we encourage our clients to use the Quick Quote calculator and use this information for reference only.

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    Settlement fees

    Comparing rates and services among title companies is the best way to save money on closing costs. To make this easier for consumers, the Real Estate Settlement Procedure Act requires all title companies to disclose their fees as a lump sum under. Know your total costs up front with a Quick Quote.

    Transfer rates - Recordation taxes

    Residential refinance transactions: Read on for a break down of taxes associated with the refinance of a residential property in the District of Columbia, Maryland or Virginia.

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    Providing title insurance services to the following areas


    District of Columbia
    Adams Morgan, Bloomingdale, Brightwood, Brookland, Capitol Hill, Cathedral Heights, Columbia Heights, Downtown, Eckington, Foxhall, Friendship Heights, Glover Park,
    H Street Corridor, Mount Pleasant, Northeast, Northwest, Penn Quarter, Petworth, Shaw, Southeast, Southwest, Tenleytown, U Street, Van Ness
    Maryland
    Bethesda, Bowie, Cabin John, Capitol Heights, Chevy Chase, Clinton, College Park, Germantown, Glen Echo, Hyattsville, Kensington, Montgomery County, Montgomery Village, Mount Rainier, North Bethesda, North Potomac, Potomac, Prince George's County, Rockville, Rosaryville, Silver Spring, Takoma Park, Wheaton
    Virginia
    Addison Heights, Alexandria, Annandale, Arlington County, Bailey's Crossroads, Ballston, Burke, Centreville, Chantilly, Clarendon, Court House, Crystal City, Fairfax County, Falls Church, Franconia, Great Falls, Herndon, McLean, Reston, Rosslyn, Seven Corners, Shirlington, Springfield, Tyson's Corner, Vienna, Wolf Trap
    Florida
    Aventura, Biscayne, Coral Gables, Coral Terrace, Cutler Bay, Doral, Fountainbleau, Glenvar Heights, Hialeah, Hollywood, Kendale Lakes,  Kendall, Miami-Dade County, North Miami, Miami Beach, Miramar, Palmetto Bay, Pembroke Pines, Pinecrest, South Miami, Sunset, Tamiami, Westchester, West Miami

    Contact us to schedule your next closing.