Title Insurance Policies & Rates

Washington DC Rates :: Maryland Rates :: Virginia Rates

Why is Title Insurance a necessity? When a contract purchaser buys a home, the homeowner wants to be certain that the title to the land is clear. But even the most diligent search of the public records could fail to disclose a number of title defects. Just a few of the problems that can suddenly surface are (click on the underlined issues for an example):

• a forged will or deed;
• a title transfer by someone underage;
• a married person conveying real estate without his or her spouse;
• fraudulent impersonations;
• secret marriages;
• undisclosed heirs;
• invalid divorces; and
• false affidavits.

Without the protection if title insurance, a homeowner or lender could be in serious jeopardy of losing their investment. Title insurance indemnifies against loss if any of these "hidden hazards" result in a claim against ownership.

Still have questions about Title Insurance? Read our Owner's Title Policy frequently asked questions for a complete guide to choosing which policy is right for you.

Compare Policy Coverage