Title Insurance Rates for Washington, D.C.
Virginia :: Maryland
The following chart contains:
- Owner's Title Insurance rates for both the Standard Policy and the
Enhanced Policy
- Lender's Title Insurance for the the Standard Policy only. We offer an
Enhanced Lender's Title policy upon request.
Too much math? Use our Quick Quote calculator to figure out the title insurance for your upcoming transaction.
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Pricing Comparison
Standard Policy vs. Enhanced Policy |
Owner's Policy:
An Owner's Policy protects against a loss that may occur from a fault in your ownership or interest you have in the property. A title policy will protect the equity in your new home. These policy rates do not include the $25 Simultaneous Issue Fee.
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| Standard Policy (Minimum Premium $190) |
Amount of Insurance |
Cost Factor |
Plus |
On Amount Over |
| Up to $250k |
$4.75/$1k |
-- |
-- |
| $250,001 to $500,000 |
$1,187.50 |
$4.25/$1k |
$250k |
| $500,001 to $1 million |
$2,250.00 |
$3.75/$1k |
$500k |
| $1,000,001 to $5 million |
$4,125.00 |
$3.25/$1k |
$1 million |
| $5 million+ |
$17,150.00 |
$2.75/$1k |
$5 million |
When calculating the cost of a policy, please keep in mind we use a tiered rate. So if the purchase price is $600k and a Standard Owner's Title Policy is purchased, the cost is calculated by multiplying:
250 x 4.75 = $1187.50
250 x 4.25 = $1062.50
100 x 3.75 = $375
Total is $2625
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Enhanced Policy (Minimum Premium $228) |
| Amount of Insurance |
Cost Factor |
Plus |
On Amount Over |
| Up to $250k |
$5.70/$1k |
-- |
-- |
| $250,001 to $500,000 |
$1,425.00 |
$5.10/$1k |
$250k |
| $500,001 to $1 million |
$2,700.00 |
$4.50/$1k |
$500k |
| $1,000,001 to $5 million |
$4,950.00 |
$3.90/$1k |
$1 million |
| $5 million+ |
$20,550.00 |
$3.30/$1k |
$5 million |
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Lender's Policy:
A Lender's Policy protects the mortgage holder (the institution that owns the mortgage). If there is a fault in title that results in a loss, the mortgage holder will be paid back.
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| Enhanced Policy (Minimum Premium $168) |
Amount of Insurance |
Cost Factor |
Plus |
On Amount Over |
| Up to $250k |
$4.50/$1k |
-- |
-- |
| $250,001 to $500,000 |
$1,125.00 |
$3.90/$1k |
$250k |
| $500,001 to $1 million |
$2100.00 |
$3.30/$1k |
$500k |
| $1,000,001 to $5 million |
$3,750.00 |
$2.70/$1k |
$1 million |
| $5 million+ |
$14,550.00 |
$2.10/$1k |
$5 million |
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