Title Insurance Rates for Virginia

Washington DC :: Maryland

The following chart contains:

  1. Owner's Title Insurance rates for both the Standard Policy and the
    Enhanced Policy
  2. Lender's Title Insurance for the the Standard Policy only. We offer an
    Enhanced Lender's Title policy upon request.
Too much math? Use our Quick Quote calculator to figure out the title insurance for your upcoming transaction.
 
Pricing Comparison
Standard Policy vs. Enhanced Policy

Owner's Policy:
An Owner's Policy protects against a loss that may occur from a fault in your ownership or interest you have in the property. A title policy will protect the equity in your new home. These policy rates do not include the $50 Simultaneous Issue Fee.

Standard Policy (Minimum Premium $100)

Amount of Insurance

Cost Factor

Plus

On Amount Over

Up to $100k $3.90/$1k -- --
$100,001 to $500,000 $390.00 $3.40/$1k $100k
$500,001 to $5 million $1,750.00 $3.00/$1k $500k
 

Enhanced Policy (Minimum Premium $150)

Amount of Insurance

Cost Factor

Plus

On Amount Over

Up to $100k $4.68/$1k -- --
$100,001 to $500,000 $468.00 $4.08/$1k $100k
$500,001 to $5 million $2,100.00 $3.60/$1k $500k
 

Lender's Policy:
A Lender's Policy protects the mortgage holder (the institution that owns the mortgage). If there is a fault in title that results in a loss, the mortgage holder will be paid back.

Standard Policy (Minimum Premium $120)

Amount of Insurance

Cost Factor

Plus

On Amount Over

Up to $100k $2.90/$1k -- --
$100,001 to $500,000 $290.00 $2.40/$1k $100k
$500,001 to $5 million $1,250.00 $2.00/$1k $500k