The Department of Veterans Affairs Loan Guaranty Program recently published county “limits” to be used for VA Loans effective January 1, 2013.
Please note, these limits do not reflect a maximum amount that an eligible veteran is permitted to borrow, but rather, reflects the VA’s maximum guaranty amount for a particular county. The maximum VA guaranty amount for loans over $144,000 is twenty-five (25%) percent of the 2013 VA limit. For example, an eligible veteran may borrow up to $843,750 to purchase a property in Washington, DC (2013 VA limit), with the VA guaranteeing twenty-five percent (25%) of the loan amount, or approximately $210,937.50. These amounts have increased dramatically in most area of the DC Metro Area compared to the 2012 VA limits.
The limits listed below are for some counties in Maryland and Virginia, as well as for the District of Columbia. To get a complete list of the county limits for 2013, please click here. [Please note, if your county is not listed on the county limits chart on the VA website, the 2013 limit is $417,000.]
| State | County | 2012 VA Limit |
| DC | District of Columbia | $843,750 |
| MD | Anne Arundel | $500,000 |
| MD | Frederick | $843,750 |
| MD | Howard | $500,000 |
| MD | Montgomery | $843,750 |
| MD | Prince George’s | $843,750 |
| VA | Alexandria | $843,750 |
| VA | Arlington | $843,750 |
| VA | Fairfax | $843,750 |
| VA | Falls Church | $843,750 |
| VA | Fauquier | $843,750 |
| VA | Loudoun | $843,750 |
| VA | Manasas | $843,750 |
| VA | Prince William | $843,750 |
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