What’s the Benefit of the Maryland First-time Homebuyer Tax Credit?

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What’s the Benefit?

The Maryland First-Time Homebuyer Credit exempts the buyer from paying the State Transfer Tax.


  • All homebuyers must be individuals (cannot be a trust or other entity) who have never owned in the state of Maryland residential real property that has been the individual(s) principal residence; and
  • The residence will be occupied as the homebuyer’s principal residence.

* There is an exemption that will allow a homebuyer to qualify if a co-buyer is on title solely for the loan qualification and will not occupy the property as a principal residence.

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Seller Property Disclosure Requirements in DC

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Question from an Agent:  My client, a seller of a DC property, has recently purchased a property and has never occupied it.  Is the seller still required to complete the property disclosure form or is the seller exempt?

Answer from an attorney:  There is no statutory exemption that would preclude the above seller from providing the property disclosure statement.   DC Code § 42-1301 (b), provides guidance and lists certain types of property transfers that are exempt from anyone having to fill out the Disclosure statement.  Some, but not all of these include:  transfers between co-tenants; foreclosure sales; court ordered transfers such as probate, bankruptcy, divorce; and transfers made by a person of a newly constructed residential property that has not been inhabited. 

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Close It!™ House of the week: A special Valentine’s Day edition located in Chevy Chase

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Featuring a wide side hall brick Colonial house, in the desirable Chevy Chase area, with over 3,300 square feet. The home has four bedrooms and four baths, perfect for a growing family that needs a lot of space and storage. The backyard is BREATHTAKING – a walkout, covered patio area that overlooks a beautiful fenced-in garden. The property also includes a detached garage with a private entrance. It’s listed for $1,149,000.        

Assuming a homebuyer puts down 20 percent, their cash-to-close would be $259,754 and monthly mortgage payments would be approximately $3,421. You’ll also receive a credit of $750 when you choose to use Federal Title & Escrow Company for settlement services when ordered online. For a complete picture of what your cash-to-close figures would be, including seller’s net proceeds from the sale and such, please view the Close It! Web version or download the free Close It! iOS app.  

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Assignment OF TOPA Rights vs. TOPA Affidavit

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I am often asked which is preferable – Assignment of TOPA Rights or a TOPA Affidavit? 

The answer is it depends on multiple factors i.e. is Owner/Seller/Landlord willing to pay consideration to a tenant; is there a ratified contract; how much time is there before settlement; etc.


TOPA rights can be assigned with or without a contract – there must be consideration of at least $300 per current underwriting guidelines and this consideration can be in the form of cash, forgiven rent, waiver of rent, moving expenses, etc. If the rights are to be assigned before there is a contract, the agent must send out TOPA Form B via certified mail prior to the tenant signing the Assignment.  Form C will not be necessary, as the rights of first refusal will be assigned at the same time as the rights to purchase. If there is a contract, the agent must send out TOPA Form A via certified mail prior to the tenant signing the Assignment. 

Please note NOTICE either FORM A or FORM B MUST BE SENT VIA CERTIFIED MAIL TO MEET THE STATUTORY GUIDELINES AND TRIGGER THE RIGHTS SO THEY ARE ASSIGNABLE. Once the Assignment is fully executed, settlement can happen immediately – no waiting period.


If the agent wants to use the Affidavit, the appropriate TOPA forms must be sent via certified mail.  Ideally, the Affidavit should be signed after the 45 day period (30 days right to purchase plus 15 days right of first refusal). In most cases, the tenant will sign the Affidavit prior to the conclusion of the waiting period, but the 45 day period must pass. The reason an underwriter requires the 45 day period to pass is the affidavit is “retractable”; in other words, the tenant is allowed to change his or her mind making the affidavit no good. 

In addition, when an affidavit is used; the title company will need to get a Review of File Letter issued from the District (DCHD) prior to settlement. The Review of File letter will confirm there was not Notice of Intent to Purchase filed with the District and solidifies tenant’s intent – to purchase or not purchase.  This closes the underwriting loop and allows settlement to happen.

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Judgment Creditor Lien: When does it Automatically Release in DC?

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Listing Agent QuestionI have a client with a judgment creditor lien – arising from credit card debt – that has attached to the property we are trying to sell in the District of Columbia. The judgment creditor lien arose from a judgment issued in December, 2005. The judgment was issued in the amount of ~$10,000.00 at a rate of 15.50% per annum – that judgment has ballooned to over $55,000.00 courtesy of the power of compounding interest. This amount would force a short sale and cause major delays for closing. What do we do?

The Listing Agent’s question essentially boils down to this: When do judgment creditor liens automatically release in the District of Columbia?

A judgment creditor is a person or entity that has obtained a valid judgment for the payment of money from a court of competent jurisdiction. Once a valid judgment has been issued, the judgement creditor must perfect the lien by filing the judgment in the land records – this puts the world on notice that the judgment creditor has a lien against the property. Judgment creditor liens encumber the property and prevent debtors from selling the property without paying off the lien. 

DC Code §15-101, titled “Enforceable Period of Judgments; Expiration” states:

(a) Except as provided in subsection (b) of this section, every final judgment or final decree for the payment of money rendered in the – (1) United States District Court for the District of Columbia; or (2) Superior Court for the District of Columbia, when filed and recorded in the office of the Recorder of Deeds of the District of Columbia, is enforceable, by execution issued thereon, for the period of twelve years only from the date when an execution might first be issued thereon, or from the date of the last order of revival thereof.

(b) At the expiration of the twelve-year period provided by subsection (a), the judgment or decree shall cease to have any operation or effect. Thereafter, except in the case of a proceeding that may be then pending for the enforcement of the judgment or decreed, action may not be brought on it, nor may it be revived, and execution may not issue on it.

The ultimate answer to the Listing Agent’s question was that they needed to do nothing! In this particular case, the judgment was issued over twelve years ago. Federal Title & Escrow was able to verify that the judgment creditor had failed to renew their judgment creditor lien prior to expiration.  The lien automatically discharged pursuant to DC Code §15-101, and the settlement closed without a hitch.


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A Common Misconception about VA Home Loans

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A common misconception of the VA Loan Program is that once you take out a VA loan to purchase a home, it is a one-time benefit that cannot be used again. However, that is simply not the case. According to the U.S. Department of Veterans Affairs, once a member of the military has met the eligibility requirements and earned the benefit, it can be utilized for the remainder of their lifetime. This re-use of the benefit is what is referred to as “restored entitlement.” In order for a veteran or servicemember to restore their VA loan entitlement, the following must occur:

  1. The property is sold, and
  2. The VA loan is paid in full

However, there are exceptions to this rule. If the veteran or servicemember pays off their VA loan, but elects to keep the property, they can receive a one-time restoration. Examples of this would be if the veteran or servicemember refinances their VA loan with a non-VA loan, or if they purchased the home decades ago and paid off the loan in full but still live in the property. This one-time restoration would allow the veteran or servicemember to keep the home they are currently in and still be able to purchase another home while utilizing their VA home loan benefit.

A VA home loan is a valuable resource for retired and current members of the military to utilize. To obtain more information on VA Home Loans, you can explore the U.S. Department of Veterans Affairs website at this link.

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Owner Occupancy

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I often get asked at the settlement table – Why are 5 different lender documents required if the borrower is going to occupy the property?

The answer is the interest rate and the type of loan offered by the lender may be directly related to owner occupancy. If the property will be owner-occupied, the client usually gets a better deal on the interest rate and fees. The theory being owner occupants typically take better care of the property, are more likely to protect the lender’s interest in the property and are less likely to walk away from the property. At closing, the borrower will sign a Deed of Trust to secure the loan against the property and the Deed of Trust says the following:

“Borrower shall occupy, establish and use the Property as Borrower’s principal residency within 60 days after the execution of this Security Instrument and shall continue to occupy the property as Borrower’s principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower’s control.”

The lender wants to be sure that it is your intention on the day of signing is you will be living in the property as your principal residence for at least a year and within 60 days.



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Insurability vs. Marketability: How is a property’s insurability different from its marketability?

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The terms “marketable” title and “insurable” title are very common real estate terms that come up in every contract for sale of real property. They are frequently used but commonly misunderstood. First, “marketable” title is generally defined as title that is free from encumbrances or defects that would legally or physically restrict the property owner’s use of the property. Some examples would be: outstanding mortgages/liens; restrictive covenants; easements on the property; zoning restriction violations; and building setbacks. In addition, “marketable” title is free from any reasonable doubt as to its validity. Some examples would be variations in the chain of title; variations in the names of the grantors and grantees; outstanding heir issues after an estate conveyed title; and unrecorded leases. 

So what happens when unmarketable title presents itself? It is at this stage that you turn to a reputable title insurance company. “Insurable” title is title that a reasonably prudent title insurance company is willing to insure at normal market rates. Here, the title does have a known defect or defects in the chain in title.  The determination to insure a property may differ between title insurance companies. Their decision to insure title is made after marketability issues have either been resolved or it has been determined that these issues present a low risk of turning into claims in the future. It is important to note that there are some marketability issues that title companies cannot insure over and these issues, such as easements and building setback lines, are commonly excepted from the title policy.

It is fair to say that unmarketable title presents itself quite often and there exists some form of defect or encumbrance on virtually every property that is sold. It is important to obtain as much information from the seller beforehand as possible, information such as copies of prior title insurance policies or copies of existing surveys. Such documentation and information is helpful and assists in addressing any potential issues early on. Understanding the difference between “marketable” and “insurable” can help facilitate a smooth transaction.

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DC Tax Abatement: A Deeper Look at the Income Threshold

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Note: For those unfamiliar with the DC Tax Abatement program or in need of a refresher, Federal Title & Escrow covers the basics of the program in the following blog post – How to Qualify for the DC Tax Abatement Program.  As always, you can find the most up-to-date Tax Abatement Application on the Office of Tax and Revenue’s website.   

I recently had a question from one of our agents regarding the income threshold for the DC Tax Abatement Program. The question was prompted because the buyer’s salary was below the income limit; however, the buyer planned to liquidate assets (specifically stocks) in order to make the down payment. The issue boiled down to this – how would the liquidation of assets affect qualifying income for the DC Tax Abatement Program?

The answer is relatively straightforward. Part III of the Tax Abatement application requires that an applicant disclose his or her household gross income. This includes but is not limited to the following:

(a) wages and salary,

(b) dividends & interest,

(c) business income,

(d) pensions & annuities,

(e) capital gains & profits,

(f) alimony,

(g) social security,

(h) unemployment insurance and/or workman’s compensation,

(i) support money and/or public assistance grants,

(j) sick pay excluded from home,

(k) military compensation,

(l) fellowship awards and grants,

(m) life insurance proceeds,

(n) veteran’s pension and disability benefits,

(o) GI bill benefits,

(p) loss time insurance,

(q) income subject to Unincorporated Business Tax,

(r) cash distributions, and

(s) other [the District’s catchall].

In the aforementioned situation, the liquidation of assets – specifically the capital gains/profits from those assets – would have counted towards the buyer’s gross income and resulted in the buyer’s disqualification from the DC Tax Abatement program. 

Interestingly, the timing of the liquidation of assets matters less than you may suspect. The tax abatement program instills a duty to report when a homebuyer ceases to qualify for the program. If the homebuyer liquidates assets after the initial application – thereby increasing his or her household gross income over the threshold, the homeowner must alert DC as to the disqualification. The Office of Tax and Revenue’s Special Programs Unit audits every application every year, and a homeowner who improperly avails themselves of the program potentially faces removal from the tax abatement program, recoupment of real property taxes with penalties and interest, and recoupment of the previously exempted transfer and recordation taxes.

Fortunately, our buyer was able secure additional financing and avoid potential disqualification since the issue addressed in a timely manner. 

If you have any questions regarding the calculation of gross income for the DC Tax Abatement application, contact us! Federal Title & Escrow is here to help you throughout the settlement process – including any potential questions with the DC Tax Abatement application.

The numbers in this article may be out of date. Visit our guide how to qualify for DC Tax Abatement for the most current information.
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Federal Title & Pavaso Partner to bring online closings to the DMV

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For Immediate Release

Media Contact: Nikki Lyon

Main Line: 202.362.1500

Federal Title & Escrow Company Partners with eClosing Provider Pavaso to serve Washington, D.C., Maryland, and Northern Virginia Settlements

Washington, D.C., December 22, 2017 – Federal Title and Escrow Company has partnered with eClosing service provider Pavaso to bring cutting-edge technology to real estate settlements in the Washington D.C., Maryland, and Virginia area. Pavaso created the industry’s only end-to-end digital closing platform to improve communication, efficiency, and process management in the real estate settlement arena and is continuing to focus on the improvement of the consumer experience.

Federal Title and Escrow Company’s main initiative is to be at the forefront of innovation to make the closing process simpler and smarter for the consumer. We are constantly striving to utilize technology to streamline the closing process without sacrificing the personal relationship we build with our clients. The real estate settlement market has been rapidly moving toward online closings. Pavaso provides us with a secure platform to link all parties in the transaction so that we may conduct both hybrid and fully online closings.

Pavaso’s technology empowers lenders and title companies to deliver the speed and ease of a modern transaction without neglecting the human touch. As today’s consumers increasingly demand the simplicity and convenience of an online transaction, Pavaso is bridging the gap between the archaic paper mortgage process and the digital world. Its technology is both flexible and “future-proof,” enabling users to conduct digital transactions ranging from hybrid closings to complete eNotes.

“The D.C. metropolitan area consists of millions of hardworking individuals that may not have the time for the traditional settlement,” said Todd Ewing, CEO, Federal Title and Escrow Company. “Pavaso allows the consumer to review documents, sign, and securely complete closing from their own preferred venue.”

“We pledge to provide the best experience for the consumer and seek to refine and continually improve the end to end borrower experience,” added Mark McElroy, CEO, Pavaso. “Each and every day closings are happening across the country with consumers who don’t fully understand the process and there is less room today for a cumbersome, inconvenient experience. Consumers have choices now and want a better experience. By moving to a digital closing process, Federal Title is providing that experience, allowing borrowers to benefit from a significantly more informed, transparent and convenient process.” 


About Federal Title & Escrow Company

Established in 1996, Federal Title & Escrow Company, the largest independently owned and operated title company in Washington, D.C., is known for its top-notch customer service and streamlined closing process. Federal Title has D.C. office locations in Friendship Heights and in Logan Circle. For more information, please visit or contact Nikki Lyon directly for media inquiries.

About Pavaso

Texas-based Pavaso is transforming the mortgage process with radically innovative digital mortgage closing technology facilitating fast, consistent, accurate and compliant closings every time. Pavaso offers a single, collaborative, secure portal promoting transparency, efficiency, consumer education and communication in a seamless format delivering value to every stakeholder involved in the transaction. For more information on how you can streamline your process and digitally transform your organization, call us at 866.288.7051 or visit 

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DC Real Property Assessment Cap Credit

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Understanding the property tax assessment process can be a bit tricky. Specifically, it can be difficult to understand the difference between an assessed value and a taxable assessed value. Part of the confusion has to do with the Assessment Cap Credit. Here is an example of a recent question on this topic: 

Question: On my DC Tax bill, the assessed value is listed as $388,500, but my taxable assessment was only $291,200, a difference of $97,300. What accounts for this difference?

Answer:  The bulk of the difference has to do with the Homestead Deduction, which reduces the real property taxable assessment by $72,450.  However, there is a second benefit to the Homestead Deduction that receives a lot less attention, the Assessment Cap Credit.  This credit provides that the taxable assessment cannot increase more than 10% per year.  The credit is not applied against the assessed value, but it is used to reduce the taxable assessed value.  In the above question, the additional credit that reduces the taxable assessment by a further $24,850 is the assessed cap credit.  Further, based on the above numbers, next year’s taxable assessment cannot exceed $320,320 ($291,200 plus 10%), regardless of the assessed value (assuming of course that the property is still registered as a homestead).

The District of Columbia Office of Tax and Revenue has great information on their website that explains in detail the real property process and the credits available.

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CLOSE IT! House of the week: A family-friendly Cleveland Park Home

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We close out 2017 with our house of the week located in Cleveland Park.This large home welcomes you with a charming front porch that opens to over 2,000 square feet of space to include four bedrooms and three bathrooms. The home is fully equipped with stainless steel appliances and granite countertops in the kitchen, plus a full-sized washer and dryer. Even though the pad is virtually walking distance to shops and dining in the area, it also has a garage and driveway for commuters or guests to park comfortably. This is super important as you are likely to have family or friends over this summer to barbeque in your fenced-in backyard. The property is listed at $1,200,000 and is looking for new owners.

Assuming a homebuyer puts down 20 percent, their cash-to-close would be $274,427 and monthly mortgage payments would be approximately $3,575. You’ll also receive a credit of $750 when you choose to use Federal Title & Escrow Company for settlement services when ordered online. For a complete picture of what your cash-to-close figures would be, including seller’s net proceeds from the sale and such, please view the Close It! Web version or download the free Close It! iOS app.

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Maximum VA Loan County Limits for 2018

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The Department of Veterans Affairs Loan Guaranty Program recently published county “limits” to be used for VA Loans effective January 1, 2018.

Please note, these limits do not reflect a maximum amount that an eligible veteran is permitted to borrow, but rather, reflects the VA’s maximum guaranty amount for a particular county.  The maximum VA guaranty amount for loans over $144,000 is twenty-five (25%) percent of the 2018 VA limit. 

The limits listed below are for some counties in Maryland and Virginia, as well as for the District of Columbia.  To get a complete list of the county limits for 2018, please view here. [Please note, if your county is not listed on the county limits chart on the VA website, the 2018 limit is $453,100.]





District of Columbia



Anne Arundel












Prince George’s












Falls Church












Prince William


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Condominium By-Laws: Why are they so important?

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If you are considering purchasing a condo, it is important that you read through all the condominium documents that have been provided by the seller for your review. You will be provided with what appears to be an overwhelming amount of paperwork, but reading through the information will assist you in making an immediate decision as to whether this is the right condo for you and it may also assist you down the road should any issues arise that impact you as the owner. 

The condominium package that you receive, often called the “resale package”, will contain an entire set of condominium governing docs that include the Declaration, By-laws, copies of financial records of the condo, plat and plans, and rules and regulations. The By-laws are perhaps the most important part of any condominium association documents. The By-laws are a contract between the condo association and the owners. The condo unit must be used only in accordance with the Bylaws of the association. They contain certain information such as the duties and authority of the Board, what parts of the condo you own, whether leasing is permitted, what responsibilities unit owners have, what kinds and sizes of pets are permitted, age restrictions, procedures for any special assessment and whether or not a special assessment requires the vote of the members (owners), procedures for setting and raising assessment amounts and whether there is a limit on annual assessment increases, insurance requirements, and the list goes on and on.

Taking the time to read through and familiarizing yourself with the terms of condominium documents will put you in a much better position to determine if the condo is the right one for you. 

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A title report – What’s That?

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After receiving a title order, one of the first steps we take as a title company is to order a title search from a licensed abstractor.  Within a few days, that abstractor produces a title report (otherwise known as an abstract of title) for our review and determination as to the insurability of title.  See Sample Title Report – here.

A title report contains, but is not limited to, the following determinations:

  • Proper ownership by examining documents of conveyance in the chain of title
  • Outstanding mortgage lienholder interests
  • Outstanding judgment lienholder interests
  • Outstanding governmental tax lien interests
  • Pending court actions having the potential to impact property interests
  • Easements, covenants, or restrictions which may impact property use and marketability
  • Accurate legal description, including lot/block/square numbers and plat references

Some matters that are reported, such as unreleased mortgage liens (albeit having been paid in full), result in uninsurable title until the property owner can obtain a release from the mortgage lienholder.  This can cause a delay in meeting the agreed upon date of closing.  Similarly, other matters, such as unreleased judgments against prior owners, sometimes come as a surprise to the current owner and cause delays in closing. 

Based on the local land records, a title report also accurately determines who (or what entity) is vested with title; which is oftentimes not accurately reported in the tax records.  Unfortunately, it is the local property tax records (as opposed to the more accurate land records) that real estate agents rely upon for identifying the sellers within the contract.

By obtaining a title report in advance of closing or at the time of listing the property, a seller and his/her agent can mostly avoid closing delays by having the early opportunity to cure title if necessary.

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Seller-Side “Split” Closings

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Beginning January 1, 2018, Federal Title & Escrow Company will be performing Seller-Side “Split” Closings; a new service to sellers and past clients. 

What is a Seller-Side “Split” Closing?

In the DC Metro area, because the buyer pays for both owner’s and lender’s title insurance, it is the buyer’s right to choose the title company who will insure title.  As a result, and typically, the buyer and seller identify a single title company in their sales contract and agree to use the title/closing services of that title company to handle both sides of the transaction (i.e., buyer-side and seller-side).  In other words, the seller generally agrees with the buyer’s selection of the title company and that title company performs duties on behalf of both the buyer and the seller.

However, in large part due to our visibility through online customer reviews, marketplace brand identity, and past client retention, Federal Title has experienced a growing demand among sellers to handle their side of the transaction when the buyer selects a title company other than Federal Title.  For example, in the GCAAR contract, paragraph #6, the buyer selects and identifies the title company as XYZ Company and, as we are seeing more and more often, sellers add a provision within that same paragraph that reads “*Seller selects Federal Title & Escrow Company to conduct settlement on behalf of Seller.”  By doing so, the parties have agreed to a “split” closing in which Federal Title will perform duties on behalf of the seller and XYZ Company will perform duties, including the insuring of title and handling escrow funds, on behalf of the buyer.  The two title companies will coordinate to complete the closing.

What duties and functions will Federal Title be performing on behalf of Sellers?

Beyond making available an attorney staff to answer questions throughout the closing process, Federal Title will be performing the following specific items on behalf of a seller in a designated split closing transaction:

  • Reviewing the title report as provided by buyer’s title company
  • Assisting with title clearing efforts as needed
  • Preparing/drafting an attorney-certified deed of conveyance
  • Ordering/obtaining mortgage payoff statements
  • Reviewing seller closing documents, including settlement statement/CDF
  • Conducting seller-side closing (explaining documents, obtaining signatures, and notarization services)
  • Delivering executed documents, together with net proceeds disbursement instructions, to buyer’s selected title company

How do I order Seller-Side “Split” Closing services from Federal Title?

Simply email a copy of the sales contract to and write “Seller Split” in the subject line. Please refer the seller to our fee schedule for more information about this service. 

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CLOSE IT! House of the week: A quiet condo available in Dupont Circle

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We made our way to Dupont Circle to check out this quiet courtyard condo with one spacious bedroom, a spa-like bath, and a private balcony. This sophisticated yet elegant unit has hand scraped wood floors, walls of windows, and crown molding throughout. The high-end kitchen features stainless steel appliances and granite countertops for that aspiring chef. The building amenities are plentiful and include a gym, a rooftop deck, a party room, bike & rental storage, building security and more! This pad is considered a walker’s paradise because you are steps away from the Metro, restaurants, stores, and more. The property is listed at $349,340.

Assuming a homebuyer puts down 5 percent, their cash-to-close would be $28,036 and monthly mortgage payments would be approximately $1,531. You’ll also receive a credit of $750 when you choose to use Federal Title & Escrow Company for settlement services when ordered online. Additionally, for a complete picture of what your cash-to-close figures would be, including seller’s net proceeds from the sale and such, please view the Close It! Web version or download the free Close It! iOS app

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Radon Testing in Montgomery County

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Question from a client: The buyers are going to do a rebuild of their home. Is the seller still required to do a radon test or can we get an exception? 

Answer from an attorney: Montgomery County’s Radon Testing Requirement Act provides an exception that does not require radon testing when the “home is to be converted by the buyer into a use other than residential or to be demolished.

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CLOSE IT! House of the Week: A House on the Hill in Brookland

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Make it a December to remember when you purchase this immaculate house on the hill in the subdivision of Brookland. This home features four sunlit bedrooms and five cozy bathrooms with panoramic views to watch your children play outside. The gourmet kitchen is fully loaded and includes granite countertops plus state-of-the-art appliances alongside a separate dining room for entertaining. You won’t have to worry about parking because you have your own driveway with a two-car garage – a priceless commodity in the district. You’re also steps away from the Metro, stores, and dining so it’s easy to run errands or walk to lunch nearby. This property is listed for $999,000.

Assuming a homebuyer puts down 20 percent, their cash-to-close would be $225,975 and monthly mortgage payments would be approximately $2,969. You’ll also receive a credit of $750 when you choose to use Federal Title & Escrow Company for settlement services when ordered online. Additionally, for a complete picture of what your cash-to-close figures would be, including seller’s net proceeds from the sale and such, view the Close It! Web version or download the free Close It! iOS app

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Food Drive to Help the Hungry

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Federal Title has teamed up with the Capital Area Food Bank to help fight hunger in the DMV with food drives at both our office locations. Our goal is to contribute 50 pounds of their most wanted food with support from people like YOU. Please help support our mission by donating canned goods to either of our office locations mentioned below by Thursday, November 30, 2017.   

5335 Wisconsin Ave., NW #700
Washington, D.C. 20015
1803 14th Street, NW, Third Floor
Washington, D.C. 20009


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