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Taxes Paid at Closing

RECORDATION TAXES & RECORDING FEES FOR HOMEBUYERS

Select a jurisdiction to review recordation taxes and recording fees paid to the local government at closing for a residential property.

  • District of Columbia

    Recordation Tax

    • Transactions $399,999 and under are taxed at a rate of 1.1% of the purchase price.
    • Transactions $400,000 and above are taxed at a rate of 1.45% of the purchase price.
    • Transactions $647,000 and below, a first-time D.C. homebuyer may be eligible for reduced recordation tax of 0.725%, learn more.
      • Example 1: $300,000 x 1.1% = $3,300
        Buyer pays $3,300 recordation tax. Seller pays $3,300 transfer tax. The local government receives a total of $6,600 in transfer & recordation taxes.
      • Example 2: $500,000 x 1.45% = $7,250
        Buyer pays $7,250 recordation tax. Seller pays $7,250 transfer tax. The local government receives a total of $14,500 in transfer & recordation taxes.
    FURTHER READING: HOW TO QUALIFY FOR DC TAX ABATEMENT

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    Recording fees (Deeds, Deeds of Trust, etc.)

    • $31.50 for a Deed
    • $156.50 for a Deed of Trust

    Property taxes (paid semi-annually)

    Further Reading: Real Estate Tax and Escrow Reserves Explained
    • Taxes due 3/31 for the period of 10/1 – 3/31
    • Taxes due 9/15 for the period of 4/1 – 9/30

    UPDATED 5 JUNE 2020 | INFORMATION IS RELIABLE BUT NOT GUARANTEED.

  • Maryland

    Recordation tax

    • State Transfer Tax is 0.5% of purchase price for all counties
    • State Recordation or Stamp Tax (see chart below)
    • County Transfer Tax (see chart below)

    Taxes are customarily split 50/50 between the buyer and seller.

    The chart below shows the total amount of taxes, by county, to be paid at settlement based on the purchase price of the property.

    Download a copy »

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    Recording fees (Deeds, Deeds of Trust, etc.)

    • $60 for each Deed or Deed of Trust
    • $50 per release

    This generally results in a total recording charge of approximately $110 for purchase transactions.

    Property taxes

    Further Reading: Real Estate Tax and Escrow Reserves Explained

    Principal residences are paid semi-annually, and non-principal residences and investment properties are paid annually.

    For principal residences:

    • Taxes due on 9/30 for the period of 7/1 – 12/31
    • Taxes due on 12/31 for the period of 1/1 – 6/30

    For non-principal residences and investment properties:

    • Taxes due on 9/30 for the period 7/1 – 6/30

    UPDATED 5 JUNE 2020 | INFORMATION IS RELIABLE BUT NOT GUARANTEED

  • Virginia

    Recordation tax

    • Deed Tax = $3.33 per $1000 of purchase price or assessed value (tax will be on the higher value)
    • Trust Tax = $3.33 per $1000 of loan amount

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    Recording fees (Deeds, Deeds of Trust, etc.)

    $33 to record a deed and $66 to record a mortgage, regardless of the number of pages in the documents. This generally results in a total recording charge of approximately $99.

    Property taxes

    Further Reading: Real Estate Tax and Escrow Reserves Explained

    Taxes are paid semi-annually, due dates vary by county. A few counties are outlined below:

    Arlington

    • First Half due 6/5
    • Second Half due 10/5
    • 703-228-3090

    City of Alexandria

    • First Half due 6/15
    • Second Half due 11/15
    • 703-838-4777

    Fairfax County

    • First Half due 7/28
    • Second Half due 12/5
    • 703-222-8234

    Prince William

    • First Half due 7/28
    • Second Half due 12/5
    • 703-792-6710

    UPDATED 5 JUNE 2020 | INFORMATION IS RELIABLE BUT NOT GUARANTEED.