INTRODUCING REALSAFE™
CLOSING SOLUTIONS

Close from a safe social distance.

We find ourselves grappling with an unprecedented crisis. Above all, our concern is for the health and safety of our people and the people we serve.

We offer 3 contactless closing solutions.

Choose your transaction type and jurisdiction to review details.

Refinance Transactions

District of Columbia

Borrower Options (for Refinance Transactions)

Prior to Settlement
  • As always, we will communicate with all parties and provide information and updates during the process, including providing a point of contact for the file.
  • Our staff will be available to answer questions via email or phone.
  • Closing documents will be provided to clients as early as possible, to allow for ample time to review and ask questions.
Please note that we rely on the lender to provide us the documents so our ability to provide them to the client is dependent on the lender.
At Settlement
Borrowers have the following options for closing:
Option 1
Power of Attorney: NOTE: This is our preferred method as it guarantees the safety of all parties by maintaining social distancing and a contactless process. Prior to closing, the client will sign a Power of Attorney (“POA”) document appointing and authorizing an attorney to sign documents at closing on behalf of the client in the following manner:
  • Step 1 - The Power of Attorney will be emailed to the client in advance of closing. The client will print out the document (DO NOT SIGN IT) and, on Monday, Wednesday or Friday between 10 am and 4 pm, bring it to our Downtown office located at 1803 14th Street, NW. The client will ring the doorbell and the Federal Title employee will unlock the door remotely.
  • Step 2 - The client will then enter the doorway and wait to sign the POA in the presence of the Federal Title employee who will act as notary. PLEASE NOTE: Our downtown office has a tall flight of stairs that will separate the client from the Federal Title employee, thereby allowing for social distancing to be accomplished. Please make sure to bring a blue-ink pen for the signing.
  • Step 3 - After signing, the client will leave the POA at the bottom of the steps and exit the office. Prior to this drop off, we ask that the client email a copy of his or her driver’s license or government issued ID to the processor.

At the scheduled closing date and time, an attorney from Federal Title will review, via a recorded video, the Closing Disclosure with the client and explain the terms of the loan to confirm that each borrower understands them.

Upon completion, the client will be asked to acknowledge via DocuSign his or her understanding of the terms of the loan and confirmation that the POA can be used for closing. The attorney-in-fact POA will then sign the documents for the client at closing and immediately afterwards scan and email a complete set of the documents to the client via a secure email.

IMPORTANT: Please let your processor know immediately if you prefer this option so that the proper approval can be obtained in advance.

THE POA METHOD IS NOT AVAILABLE FOR CASH-OUT REFINANCES.

Option 2

Mobile Notary: We will schedule a mobile notary to come to the client’s home to notarize the closing packet. There is a $200.00 fee for this service payable to the mobile notary service provider.

Option 3
Remote Online Notarization: The client only needs access to a device equipped with video camera and audio (e.g., smart phones, equipped PCs, tablets, etc.). We are highly experienced in conducting RON settlements, having completed over one thousand during the past five years.

PLEASE NOTE: Most loans will not be eligible for RON, so you should check with your lender to see if this is an option.

Maryland / Virginia

Borrower Options (for Refinance Transactions)

Prior to Settlement
  • As always, we will communicate with all parties and provide information and updates during the process, including providing a point of contact for the file.
  • Our staff will be available to answer questions via email or phone.
  • Closing documents will be provided to clients as early as possible, to allow for ample time to review and ask questions.
Please note that we rely on the lender to provide documents so our ability to provide them to the client is dependent on the lender.
At Settlement
Sellers are pre-signing documents remotely by remote online notarization (RON). Purchasers have the following options for closing:
Option 1
Power of Attorney: NOTE: This is our preferred method as it guarantees the safety of all parties by maintaining social distancing and a contactless process. Prior to closing, the client will sign a Power of Attorney (“POA”) document appointing and authorizing an attorney to sign documents at closing on behalf of the client in the following manner:
  • Step 1 - The Power of Attorney will be emailed to the client in advance of closing. The client will print out the document (DO NOT SIGN IT) and schedule a date and time for the mobile notary to pick up the document. At the scheduled date and time, the client will step outside with the POA, sign it with a blue-ink pen in the presence of the notary, who will remain in his or her car at a distance but within sight, then place the document outside on the doorstep and return inside. The notary will then exit the vehicle and take the POA. Prior to this taking place, we ask that the client email a copy of his or her driver’s license or government issued id to the processor.
  • Step 2 - The client will then enter the doorway and wait to sign the POA in the presence of the Federal Title employee who will act as notary. PLEASE NOTE: Our downtown office has a tall flight of stairs that will separate the client from the Federal Title employee, thereby allowing for social distancing to be accomplished. Please make sure to bring a blue-ink pen for the signing.
  • Step 3 - After signing, the client will leave the POA at the bottom of the steps and exit the office. Prior to this drop off, we ask that the client email a copy of his or her driver’s license or government issued ID to the processor.

At the scheduled closing date and time, an attorney from Federal Title will review, via a recorded video, the Closing Disclosure with the client and explain the terms of the loan to confirm that each borrower understands them.

Upon completion, the client will be asked to acknowledge via DocuSign his or her understanding of the terms of the loan and confirmation that the POA can be used for closing. The attorney-in-fact POA will then sign the documents for the client at closing and immediately afterwards scan and email a complete set of the documents to the client via a secure email.

IMPORTANT: Please let your processor know immediately if you prefer this option so that the proper approval can be obtained in advance.

Option 2

Mobile Notary: We will schedule a mobile notary to come to the client’s home to notarize the closing packet. There is a $200.00 fee for this service payable to the mobile notary service provider.

Option 3

Remote Online Notarization: The client only needs access to a device equipped with video camera and audio (e.g., smart phones, equipped PCs, tablets, etc.). We are highly experienced in conducting RON settlements, having completed over one thousand during the past five years. Please note: Most loans will not be eligible for RON, so you should check with your lender to see if this is an option.

PLEASE NOTE: Most loans will not be eligible for RON, so you should check with your lender to see if this is an option.

Purchase Transactions

District of Columbia

Borrower Options (for Purchase Transactions)

Prior to Settlement
  • As always, we will communicate with all parties and provide information and updates during the process, including providing a point of contact for the file.
  • Our staff will be available to answer questions via email or phone.
  • Closing documents will be provided to clients as early as possible, to allow for ample time to review and ask questions.
Please note that we rely on the lender to provide documents so our ability to provide them to the client is dependent on the lender.
At Settlement
Sellers are pre-signing documents remotely by remote online notarization (RON). Purchasers have the following options for closing:
Option 1
Power of Attorney: NOTE: This is our preferred method as it guarantees the safety of all parties by maintaining social distancing and a contactless process. Prior to closing, the client will sign a Power of Attorney (“POA”) document appointing and authorizing an attorney to sign documents at closing on behalf of the client in the following manner:
  • Step 1 - The Power of Attorney will be emailed to the client in advance of closing. The client will print out the document (DO NOT SIGN IT) and, on Monday, Wednesday or Friday between 10 am and 4 pm, bring it to our Downtown office located at 1803 14th Street, NW. The client will ring the doorbell and the Federal Title employee will unlock the door remotely.
  • Step 2 - The client will then enter the doorway and wait to sign the POA in the presence of the Federal Title employee who will act as notary. PLEASE NOTE: Our downtown office has a tall flight of stairs that will separate the client from the Federal Title employee, thereby allowing for social distancing to be accomplished. Please make sure to bring a blue-ink pen for the signing.
  • Step 3 - After signing, the client will leave the POA at the bottom of the steps and exit the office. Prior to this drop off, we ask that the client email a copy of his or her driver’s license or government issued ID to the processor.

At the scheduled closing date and time, an attorney from Federal Title will review, via a recorded video, the Closing Disclosure with the client and explain the terms of the loan to confirm that each borrower understands them.

Upon completion, the client will be asked to acknowledge via DocuSign his or her understanding of the terms of the loan and confirmation that the POA can be used for closing. The attorney-in-fact POA will then sign the documents for the client at closing and immediately afterwards scan and email a complete set of the documents to the client via a secure email.

IMPORTANT: Please let your processor know immediately if you prefer this option so that the proper approval can be obtained in advance.

Option 2
Mobile Notary: We will schedule a mobile notary to come to the client’s home to notarize the closing packet. There is a $200.00 fee for this service payable to the mobile notary service provider.
Option 3

Remote Online Notarization: The client only needs access to a device equipped with video camera and audio (e.g., smart phones, equipped PCs, tablets,etc.). We are highly experienced in conducting RON settlements, having completed over one thousand during the past five years.

PLEASE NOTE: Most loans will not be eligible for RON, so you should check with your lender to see if this is an option.

Maryland / Virginia

Borrower Options (for Purchase Transactions)

Prior to Settlement
  • As always, we will communicate with all parties and provide information and updates during the process, including providing a point of contact for the file.
  • Our staff will be available to answer questions via email or phone.
  • Closing documents will be provided to clients as early as possible, to allow for ample time to review and ask questions.
Please note that we rely on the lender to provide documents so our ability to provide them to the client is dependent on the lender.
At Settlement
Sellers are pre-signing documents remotely by remote online notarization (RON). Purchasers have the following options for closing:
Option 1
Power of Attorney: NOTE: This is our preferred method as it guarantees the safety of all parties by maintaining social distancing and a contactless process. Prior to closing, the client will sign a Power of Attorney (“POA”) document appointing and authorizing an attorney to sign documents at closing on behalf of the client in the following manner:
  • Step 1 - The Power of Attorney will be emailed to the client in advance of closing. The client will print out the document (DO NOT SIGN IT) and schedule a date and time for the mobile notary to pick up the document. At the scheduled date and time, the client will step outside with the POA, sign it with a blue-ink pen in the presence of the notary, who will remain in his or her car at a distance but within sight, then place the document outside on the doorstep and return inside. The notary will then exit the vehicle and take the POA. Prior to this taking place, we ask that the client email a copy of his or her driver’s license or government issued id to the processor.
  • Step 2 - The client will then enter the doorway and wait to sign the POA in the presence of the Federal Title employee who will act as notary. PLEASE NOTE: Our downtown office has a tall flight of stairs that will separate the client from the Federal Title employee, thereby allowing for social distancing to be accomplished. Please make sure to bring a blue-ink pen for the signing.
  • Step 3 - After signing, the client will leave the POA at the bottom of the steps and exit the office. Prior to this drop off, we ask that the client email a copy of his or her driver’s license or government issued ID to the processor.

At the scheduled closing date and time, an attorney from Federal Title will review, via a recorded video, the Closing Disclosure with the client and explain the terms of the loan to confirm that each borrower understands them.

Upon completion, the client will be asked to acknowledge via DocuSign his or her understanding of the terms of the loan and confirmation that the POA can be used for closing. The attorney-in-fact POA will then sign the documents for the client at closing and immediately afterwards scan and email a complete set of the documents to the client via a secure email.

IMPORTANT: Please let your processor know immediately if you prefer this option so that the proper approval can be obtained in advance.

Option 2

Mobile Notary: We will schedule a mobile notary to come to the client’s home to notarize the closing packet. There is a $200.00 fee for this service payable to the mobile notary service provider.

Option 3

Remote Online Notarization: The client only needs access to a device equipped with video camera and audio (e.g., smart phones, equipped PCs, tablets,etc.). We are highly experienced in conducting RON settlements, having completed over one thousand during the past five years.

PLEASE NOTE: Most loans will not be eligible for RON, so you should check with your lender to see if this is an option.

Effective immediately, we will be implementing new closing procedures as we honor social distancing guidelines and eliminate human contact wherever feasible. Please review your options for closing and contact us as soon as possible with your choice so we can accommodate your closing. You may also call 202-362-1500. 

These procedures will continue indefinitely until the pandemic subsides. Further, this is a fluid situation and procedures will be revised as the situation unfolds.

Federal Title & Escrow Company

For nearly 25 years, our independently owned title company has leveraged technology to streamline the closing process, providing top-notch service at a competitive price for buyers, sellers, agents and lenders across the District of Columbia, Maryland and Virginia.

  • We are proud pioneers of creating a better closing experience for buyers, sellers, agent and lenders.
  • Our instant REAL Credit™ for ordering settlement services online has saved our neighbors upward of $18 million to date.
  • Our paperless, custom-built closing workflow software allows us to proactively keep customers in the know and avoid settlement surprises.
  • Our free mobile app Close It!™ helps homebuyers and their agents better understand the complete cost to be paid at closing.
    • Often imitated but never replicated – we set the bar other title companies aspire to reach.

Have questions? We'd love to hear from you! Contact Us

Closing Costs Explained...

Closing costs include taxes, lender fees and title fees that a homebuyer pays at settlement. Watch this video to prepare for the process.

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©2020 Federal Title & Escrow Co.
5335 Wisconsin Avenue, NW, Suite 700
Washington, D.C., 20015
Phone: 202.362.1500
Email: services@federaltitle.com

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