REALSAFE™

CLOSING OPTIONS

We’re committed to seamlessly closing your real estate transaction while taking precautions to keep our community healthy & safe.

In light of the Covid variants, we are asking visitors to wear a mask.

Refinances

Closing Options

Option 1

In-office Closing: Clients who are not fully vaccinated are required to wear masks in the office, while clients who are fully vaccinated are not required to wear masks. All clients are required to follow social distancing guidelines.

The closing package will be placed in a conference room with instructions on how to sign. Once closing is complete, the client will leave the closing package in the conference room and a complete scan of the closing will be sent to the client.

Your closing will be conducted by a licensed Federal Title settlement agent or attorney.

Option 2

Power of Attorney: Prior to closing, the client will sign a Power of Attorney (“POA”) document appointing and authorizing Andrew Lawrence, an independent DC solo practitioner, to sign documents at closing on behalf of the client.

THE POA METHOD IS NOT AVAILABLE FOR CASH-OUT REFINANCES

At the scheduled closing date and time, an attorney from Federal Title will review, via a recorded video, the Closing Disclosure with the client and explain the terms of the loan. Upon completion, the client will be asked to acknowledge via DocuSign his or her understanding of the terms of the loan and confirmation that the POA is authorized to sign.

Andrew Lawrence will then sign the documents for the client at closing and afterwards scan and email a complete set of the documents to the client via a secure email.

There is a $200.00 fee for this service plus the POA recording fees

IMPORTANT: Please let your processor know immediately if you prefer this option so that the proper approval can be obtained in advance.

Option 3

Mobile Notary: We will schedule a mobile notary to come to the client’s home to notarize the closing packet. There is a $200.00 fee for this service payable to the mobile notary service provider.

For your closing we will dispatch a third-party mobile notary service provider, not a licensed Federal Title settlement agent or attorney. Mobile notaries can only notarize documents and should not be relied upon to explain closing documents.

Purchases

Closing Options

Option 1

Your closing will be conducted by a licensed Federal Title settlement agent or attorney.

Option 2

Andrew Lawrence will then sign the documents for the client at closing and afterwards scan and email a complete set of the documents to the client via a secure email.

There is a $200.00 fee for this service plus the POA recording fees

IMPORTANT: Please let your processor know immediately if you prefer this option so that the proper approval can be obtained in advance.

Option 3

Mobile Notary: We will schedule a mobile notary to come to the client’s home to notarize the closing packet. There is a $200.00 fee for this service payable to the mobile notary service provider.

Option 4

Remote Online Closing: This option is primarily for all-cash purchases. The client only needs access to a device equipped with video camera and audio (e.g., smart phones, equipped PCs, tablets,etc.). We are highly experienced in conducting RON settlements, having completed over one thousand during the past five years.

Your closing will be conducted by a licensed Federal Title attorney.

Information for Sellers

Sellers can remotely sign documents in advance of closing with ROC.

Remote Online Closings

So we can make the appropriate arrangements for your closing, please let us know as soon as possible how you wish to close.

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Prior to Settlement

Please contact us with your choice as soon as possible so we can begin making arrangements for your upcoming closing. Building management requires a face mask to gain entry for in-office closings.
As always, we will communicate with all parties and provide information and updates during the process, including providing a point of contact for the file.
Our staff will be available to answer questions via email or phone.
Closing documents will be provided to clients as early as possible, to allow for ample time to review and ask questions.
Clients will be provided a secure link to upload driver’s licenses/passports in advance of closing.
Funds for closing will need to be wired in advance or deposited via the Zoccam app (Please note a check in excess of $3,000 will need to be a Cashier’s check).

Please note that we rely on the lender to provide us the documents so our ability to provide them to the client is dependent on the lender.

REALSafe™ Contactless Closings

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REALSafe™ In-office Closings

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Federal Title & Escrow Company

For nearly 25 years, our independently owned title company has leveraged technology to streamline the closing process, providing top-notch service at a competitive price for buyers, sellers, agents and lenders across the District of Columbia, Maryland and Virginia.

We are proud pioneers of creating a better closing experience for buyers, sellers, agents and lenders.
Our instant REAL Credit™ for ordering settlement services online has saved our neighbors upward of $18 million to date.
Our paperless, custom-built closing workflow software allows us to proactively keep customers in the know and avoid settlement surprises.
Our free mobile app Close It!™ helps homebuyers and their agents better understand the complete cost to be paid at closing.

Often imitated but never replicated – we set the bar other title companies aspire to reach.