Tag: Cloud or Defect

Why choosing a local title company is better

Written by Todd Ewing on 2012-10-24.

After 16 years of handling real estate closings, I could easily provide 100 examples of why a borrower, whether a homebuyer or a refinancing homeowner, should choose a local title company rather than allowing a national "out-of-town" title...

Owner’s title insurance: Case of forgery after infidelity

Written by Federal Title on 2012-06-30.

Part 6 of a series Fraud is a common cause of title claims, and it's practically impossible to detect in many cases because there is no way for the title agent to know about the fraud until after the fact. As we've discussed before, title...

Owner’s title insurance: Seller fraud and HELOCs

Written by Federal Title on 2012-05-21.

Part 5 of a series During our 16 years of business Federal Title has, on three separate transactions, paid out claims on owner’s title insurance policies due to a seller committing fraud by securing a home equity line of credit (HELOC) immediately...

Owner’s title insurance: Encroachment from neighboring property

Written by Federal Title on 2012-04-26.

Part 3 of a series Just recently, during our underwriting review of an upcoming closing, our office discovered that the subject property — we will call it LOT 1 — was severely encroached upon by the improvements of the neighboring lot, which...

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