homebuying · Federal Title & Escrow Company

Financial assistance for Maryland homebuyers

Written by Raiha Singh on June 2, 2020.

If you are planning to purchase a property in Maryland and are: a first-time homebuyer, buying in one of the targeted areas, a veteran or someone with student debt, then this post is for you! The MMP 1st Time Advantage program is open to...

Buying a home during coronavirus – and closing at a safe distance

Written by Federal Title on May 22, 2020.

Maybe you’ve been planning to grow your family – or maybe you’ve been cooped up with family during coronavirus – and found yourself daydreaming about buying a home with more space. As you wake from your reverie, the realist in you wonders...

Reissue Rates Explained

Written by Joe Gentile on September 12, 2019.

What is a reissue rate? Simply put, it is a homebuyer discount on the cost of an owner’s title insurance policy. The following sets forth the requirements along with the most common questions we encounter from homebuyers. (Our title...

TOPA: Confused yet?

Written by Catherine Schmitt on August 22, 2018.

We've had a lot of questions about TOPA lately. Some of them listed below.

TOPA: New law is finally here!

Written by Nikki Smith on August 9, 2018.

The new TOPA statute for a single-family home, condominium unit and single-family home with an appurtenant unit is finally in place.

5 Things to Know About DC Homestead Deduction

Written by Nikki Smith on July 23, 2018.

In the process of purchasing a property, it is hard to keep track of all of the elements involved. Such elements can even include things that could be beneficial to the homebuyer. Therefore, we here at Federal Title do our best to keep homebuyers...

To protect your data from being shared with affiliates, opt-out

Written by Nikki Smith on May 21, 2018.

You would be surprised at how many people I meet at the settlement table who have never opted out of their information being shared with their bank’s or lending institution’s affiliates. People often complain about solicitations via mail,...

Assignment of TOPA rights (Tenant’s Opportunity to Purchase Act): Q&A

Written by Nikki Smith on April 10, 2018.

Q: Can TOPA rights be assigned without a contract? A: With our without a contract, TOPA rights can be assigned. Q: How much (consideration) does the landlord/owner need to pay the Tenant to make the assignment valid? A: Most title...

What’s the Benefit of the Maryland First-time Homebuyer Tax Credit?

Written by Nikki Smith on April 5, 2018.

What’s the Benefit? The Maryland First-Time Homebuyer Credit exempts the buyer from paying the State Transfer Tax. Qualifications* All homebuyers must be individuals (cannot be a trust or other entity) who have never owned in the state of...

Seller Property Disclosure Requirements in DC

Written by Federal Title on March 2, 2018.

Question from an Agent: My client, a seller of a DC property, has recently purchased a property and has never occupied it. Is the seller still required to complete the property disclosure form or is the seller exempt? Answer from an attorney: ...

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Tag: homebuying

Financial assistance for Maryland homebuyers

Buying a home during coronavirus – and closing at a safe distance

Reissue Rates Explained

TOPA: Confused yet?

TOPA: New law is finally here!

5 Things to Know About DC Homestead Deduction

To protect your data from being shared with affiliates, opt-out

Assignment of TOPA rights (Tenant’s Opportunity to Purchase Act): Q&A

What’s the Benefit of the Maryland First-time Homebuyer Tax Credit?

Seller Property Disclosure Requirements in DC

Settlement Observer

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How to scan your closing documents when you don’t have a scanner

Help! My funds are being withheld

Realtor: ‘To have not had title insurance would have been a disaster’