Over the years, some clients have asked us why is title insurance necessary if a title search will uncover title defects. Other clients have challenged that they have never needed title insurance on previous home purchases and they don’t...
The Federal Housing Finance Agency recently announced its annual update of conforming loan limits, the maximum mortgage amounts that Fannie Mae and Freddie Mac will guarantee or purchase. The latest increase is in response to home prices...
Purchasing a new home is a huge investment and the sheer volume of documents to sign at closing can be overwhelming and a little intimidating, right?
You wonder if you can cut a few corners, decline a coverage here or there. However, when...
I often get asked at the settlement table - Why are 5 different lender documents required if the borrower is going to occupy the property? The answer is the interest rate and the type of loan offered by the lender may be directly related...
Several real estate agents and lenders who work with Federal Title recently received an email purporting to be from a Federal Title employee with the same name as a local real estate professional and with a file attachment for download. The...