refinance Archives - Federal Title & Escrow Company

Tag: refinance

Borrowers, ask for refinance rate not reissue rate

Written by Joe Gentile on 2021-01-13.

As part of our ongoing effort to place clients first and to provide the best service at the best price, Federal Title always applies the “refinance rate” on all residential refinances. Whenever a client refinances, the lender requires a...

Refinancing home loan will require new lender’s title insurance policy

Written by Federal Title on 2016-02-29.

For those who closed with Federal Title in the recent past and who may be considering refinancing their mortgage, we'd like to let you know we can provide you substantial savings on your closing costs. In addition to providing a reissue...

New law will eliminate subordination agreement requirements for some Maryland residential refinances

Written by Guest on 2013-08-20.

A homeowner who wants to refinance his or her first mortgage when there are two mortgages on the property is typically required to obtain a subordination agreement for the existing second mortgage. This is because without such an agreement,...

Big change for Maryland refinances involving non-principal residences

Written by Guest on 2013-06-28.

Until recently, Maryland treated refinances of principal residences and other properties differently. A borrower refinancing a principal residence paid recordation taxes on the difference between the outstanding principal balance of the existing...

Attention buyers and refinancers: Don’t acquire new debt!

Written by Guest on 2013-06-21.

If you apply for a loan to buy or refinance a property, your lender will tell you not to acquire new debt before closing. What does this mean? It means, don’t buy a car with a car loan. Don’t get a new credit card. Don’t increase your credit...

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Tag: refinance

Borrowers, ask for refinance rate not reissue rate

Refinancing home loan will require new lender’s title insurance policy

New law will eliminate subordination agreement requirements for some Maryland residential refinances

Big change for Maryland refinances involving non-principal residences

Attention buyers and refinancers: Don’t acquire new debt!

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DC First Time Homebuyer Program vs DC Lower Income Tax Abatement Program: What proof of income documents do I need to provide to the title company?

A Guide to Tenancy