refinance · Federal Title & Escrow Company

Refinancing home loan will require new lender’s title insurance policy

Written by Federal Title on February 29, 2016.

For those who closed with Federal Title in the recent past and who may be considering refinancing their mortgage, we'd like to let you know we can provide you substantial savings on your closing costs. In addition to providing a reissue...

New law will eliminate subordination agreement requirements for some Maryland residential refinances

Written by Guest on August 20, 2013.

A homeowner who wants to refinance his or her first mortgage when there are two mortgages on the property is typically required to obtain a subordination agreement for the existing second mortgage. This is because without such an agreement,...

Big change for Maryland refinances involving non-principal residences

Written by Guest on June 28, 2013.

Until recently, Maryland treated refinances of principal residences and other properties differently. A borrower refinancing a principal residence paid recordation taxes on the difference between the outstanding principal balance of the existing...

Attention buyers and refinancers: Don’t acquire new debt!

Written by Guest on June 21, 2013.

If you apply for a loan to buy or refinance a property, your lender will tell you not to acquire new debt before closing. What does this mean? It means, don’t buy a car with a car loan. Don’t get a new credit card. Don’t increase your credit...

HARP extended 2 more years

Written by Guest on April 16, 2013.

The Federal Housing Finance Agency (FHFA) announced earlier this month that Fannie Mae and Freddie Mac would extend the Home Affordable Refinance Program (HARP) through December 31, 2015 earlier this month. The HARP Program was originally...

Refinance appraisal: How you can prepare

Written by Guest on February 26, 2013.

Now you’re doing a refinance, and your appraisal is scheduled for next week. We talked earlier about what you can expect from an appraisal. Now let’s discuss some things you can do to prepare. The following are some thoughts, based on my...

Refinance appraisal: What you can expect

Written by Guest on February 25, 2013.

You’re refinancing the mortgage on your home, and your lender tells you there will be an appraisal. If this is your first refinance, you probably have only a vague memory of the last appraisal of your home, which would have been before you...

Is now a good time to consider a refinance?

Written by Guest on January 23, 2013.

Reasons to refinance Is now a good time to refinance? The advantages to refinancing could be numerous. Once you’ve decided to refinance, grab a Quick Quote for an accurate estimate of your closing costs. 1. Reduce your interest rate...

Real estate tax and escrow/reserves explained…

Written by Todd Ewing on October 15, 2012.

Homebuyers and refinancing homeowners are often confused at closing about their mortgage lender escrow/reserve requirements. Typically if a homebuyer’s down payment amount is less than 20% or a refinancing homeowner’s equity is less than...

Refis save on closing costs with Absolute Reissue Rate

Written by Guest on August 8, 2012.

If you are about to refinance your mortgage, your mortgage lender has or will soon provide you with a Good Faith Estimate (GFE) which will include, among other costs, a line item charge for title insurance. Although you are required to pay...

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Tag: refinance

Refinancing home loan will require new lender’s title insurance policy

New law will eliminate subordination agreement requirements for some Maryland residential refinances

Big change for Maryland refinances involving non-principal residences

Attention buyers and refinancers: Don’t acquire new debt!

HARP extended 2 more years

Refinance appraisal: How you can prepare

Refinance appraisal: What you can expect

Is now a good time to consider a refinance?

Real estate tax and escrow/reserves explained…

Refis save on closing costs with Absolute Reissue Rate

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