How Does It Work?

Download ZOCCAM from the app store.

Register with name & email address (license if applicable).

Verify device by entering PIN sent via SMS text, then create an 8-digit numeric passcode. *Your Phone’s location services need to be turned on.

Select Capture on the home screen, then select the type of funds to ZOCCAM. Select Federal Title & Escrow.

Capture the front and back of check on a dark, flat surface that is well lit.

Success! Funds have been sent directly to Federal Title & Escrow and email notifications are sent to all parties.

What Are The Benefits Of ZOCCAM?


Saves You Time

No more picking up or delivering Earnest Money checks.


The check is encrypted from capture to delivery.

Faster Sales Cycles

ZOCCAM can be used any time (since work rarely stops at 5).

No Cost to You

ZOCCAM’s Title Company partners take care of transaction fees.

Buyer Capture

You no longer need the check in front of you to make the deposit.

Consumer Empowerment and Superior Customer Experience

All parties receive confirmation of delivery when the contract and earnest money deposit is done putting the buyers in the front seat of the transaction.