Find answers to frequently asked questions

Got a homebuying question? Chances are you're not alone. Whether you're looking for leads on money-saving homebuyer programs, interested in learning more about the closing process or just looking for some general homebuyer information to help you make smarter choices, we've got you covered.

We've answered a host of frequently asked questions right here and encourage you to take a look. If you can't find the answer to a specific question, please contact us.

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Real Credit™ Program

Would you let your friend walk away from $2,000? We didn't think so! At Federal Title, we believe in empowering the consumer. That's why our website is packed with so much useful information. We hope to save you time and equip you with the information necessary to make an informed homebuying decision. 

Our Real Credit™ program is designed to save consumers another valuable commodity: money. Saving up to $2,000 is as easy as surfing the Web. Simply order settlement services through our website, and you can save up to $2,000 in closing costs. How are we able to do this when our competitors can't? For that answer and answers to other questions about our Real Credit™ program, read more.

Owner's title insurance policy

A lot of homebuyers do not understand the importance of purchasing an owner's title insurance policy when buying their new home. Only owner's title insurance fully protects the buyer should a problem arise with the title that was not discovered during the title search. Owner's title insurance also pays for any legal fees involved in defending a claim to a title.

Like any insurance policy, it is a small price to pay to insure one of the most important investments your homebuyer will ever make.

Lender's title insurance policy

Low interest rates are sweeping the market, and homebuyers are taking advantage of these low rates to refinance their mortgages. However each time you refinance, you have to buy lender's title insurance. Wondering why? Read on to learn the importance of lender's title insurance.

Common closing questions | District of Columbia

Here you will find a list of frequently asked questions. In Washington, D.C., closings are conducted by independent closing agents and attorneys; both will be referred to as "closing agents" in this article. By custom, it is your choice as a homebuyer or refinancing homeowner to select the closing agent. 

Common closing questions | Maryland

By custom, it is your choice refinancing homeowner or homebuyer of a property to select the closing agent. In the state of Maryland, closings are conducted by independent closing agents and attorneys; both will be referred to as "closing agents" in article. Here you will find a list of frequently asked questions.

Common closing questions | Virginia

In the state of Virginia, closings are conducted by independent closing agents and attorneys; both will be referred to as "closing agents" in this article. Here you will find a list of frequently asked questions. By custom, it is your choice as a refinancing owner or a purchaser of a property to select the closing agent. 

Common closing questions | Florida

Here you will find a list of frequently asked questions. By custom, it is your choice as a refinancing owner or a purchaser of a property to select the closing agent. In the Washington Metro Area, closings are conducted by independent closing agents and attorneys; both of which will be referred to as "closing agents" in this guide.

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Closing Costs Explained Visually

Whether you're shopping for a new home or refinancing your current one, you'll feel more in control if you fully understand the closing process.

Providing title insurance services to the following areas


District of Columbia
Adams Morgan, Bloomingdale, Brightwood, Brookland, Capitol Hill, Cathedral Heights, Columbia Heights, Downtown, Eckington, Foxhall, Friendship Heights, Glover Park,
H Street Corridor, Mount Pleasant, Northeast, Northwest, Penn Quarter, Petworth, Shaw, Southeast, Southwest, Tenleytown, U Street, Van Ness
Maryland
Bethesda, Bowie, Cabin John, Capitol Heights, Chevy Chase, Clinton, College Park, Germantown, Glen Echo, Hyattsville, Kensington, Montgomery County, Montgomery Village, Mount Rainier, North Bethesda, North Potomac, Potomac, Prince George's County, Rockville, Rosaryville, Silver Spring, Takoma Park, Wheaton
Virginia
Addison Heights, Alexandria, Annandale, Arlington County, Bailey's Crossroads, Ballston, Burke, Centreville, Chantilly, Clarendon, Court House, Crystal City, Fairfax County, Falls Church, Franconia, Great Falls, Herndon, McLean, Reston, Rosslyn, Seven Corner's, Shirlington Springfield, Tyson's Corner, Vienna, Wolf Trap
Florida
Aventura, Biscayne, Coral Gables, Coral Terrace, Cutler Bay, Doral, Fountainbleau, Glenvar Heights, Hialeah, Hollywood, Kendale Lakes,  Kendall, Miami-Dade County, North Miami, Miami Beach, Miramar, Palmetto Bay, Pembroke Pines, Pinecrest, South Miami, Sunset, Tamiami, Westchester, West Miami

Contact us to schedule your next closing.