Author: Federal Title

Assignment OF TOPA Rights vs. TOPA Affidavit

Written by Federal Title on 2018-02-07.

I am often asked which is preferable – Assignment of TOPA Rights or a TOPA Affidavit? The answer is it depends on multiple factors i.e. is Owner/Seller/Landlord willing to pay consideration to a tenant; is there a ratified contract; how...

Judgment Creditor Lien: When does it Automatically Release in DC?

Written by Federal Title on 2018-02-05.

Listing Agent Question: I have a client with a judgment creditor lien – arising from credit card debt – that has attached to the property we are trying to sell in the District of Columbia. The judgment creditor lien arose from a judgment...

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A Common Misconception about VA Home Loans

Written by Federal Title on 2018-02-02.

A common misconception of the VA Loan Program is that once you take out a VA loan to purchase a home, it is a one-time benefit that cannot be used again. However, that is simply not the case. According to the U.S. Department of Veterans Affairs,...

Owner Occupancy

Written by Federal Title on 2018-01-31.

I often get asked at the settlement table - Why are 5 different lender documents required if the borrower is going to occupy the property? The answer is the interest rate and the type of loan offered by the lender may be directly related...

Insurability vs. Marketability: How is a property’s insurability different from its marketability?

Written by Federal Title on 2018-01-26.

The terms “marketable” title and “insurable” title are very common real estate terms that come up in every contract for sale of real property. They are frequently used but commonly misunderstood. First, “marketable” title is generally defined...

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Author: Federal Title

Assignment OF TOPA Rights vs. TOPA Affidavit

Judgment Creditor Lien: When does it Automatically Release in DC?

A Common Misconception about VA Home Loans

Owner Occupancy

Insurability vs. Marketability: How is a property’s insurability different from its marketability?

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