Author: Federal Title

The bait ‘n’ switch continued…

Written by Federal Title on 2013-08-27.

In Part 1, we looked at a scenario where a purchaser (Offer B) was attempting to switch from an “all cash” purchase to using lender financing under the GCAAR Regional Sales Contract, after the contract had been ratified. We concluded...

New law will eliminate subordination agreement requirements for some Maryland residential refinances

Written by Federal Title on 2013-08-20.

A homeowner who wants to refinance his or her first mortgage when there are two mortgages on the property is typically required to obtain a subordination agreement for the existing second mortgage. This is because without such an agreement,...

Another driver of increased closing costs – Marketing Service Agreements (MSAs)

Written by Federal Title on 2013-08-15.

Affiliated Business Arrangements (ABAs), once known as Controlled Business Arrangements (CBAs) are becoming a focus of the Consumer Financial Protection Bureau (CFPB). Recent efforts by the CFPB, evidenced by enforcement actions and resulting...

The Closing Costs Calculator Company

Written by Federal Title on 2013-08-05.

With the exception of Federal Title & Escrow Company, nearly all major title companies write a check to real estate brokers or mortgage companies as a “Thank You” for the referral of business. In some cases, the payment...

A win for the consumer

Written by Federal Title on 2013-08-02.

We’d like to applaud Wells Fargo for announcing a move toward eliminating their role in the ABA/CBA marketplace. The bank announced last week that it would discontinue 8 joint ventures, according to a report in American Banker. We’ve...

Check out the new closeitapp.com »

Author: Federal Title

The bait ‘n’ switch continued…

New law will eliminate subordination agreement requirements for some Maryland residential refinances

Another driver of increased closing costs – Marketing Service Agreements (MSAs)

The Closing Costs Calculator Company

A win for the consumer

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