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Maximum VA loan county limits for 2012 released

The Department of Veterans Affairs Loan Guaranty Program recently published county “limits” to be used for VA Loans effective January 1, 2012. Please note, these limits do not reflect a maximum amount that an eligible veteran is permitted to borrow, but rather, reflects the VA’s maximum guaranty amount for a particular county.

The maximum VA guaranty amount for loans over $144,000 is 25 percent of the 2012 VA limit. For example, an eligible veteran may borrow up to $625,500 to purchase a property in Washington, DC (2012 VA limit), with the VA guaranteeing 25 percent of the loan amount, or approximately $156,375.00.  

These amounts are down sharply from the 2011 VA limits.

The limits listed below are for some counties in Maryland and Virginia, as well as for the District of Columbia. Here’s a complete list of the county limits for 2012. [Please note, if your county is not listed on the county limits chart on the VA website, the 2012 limit is $417,000.]

StateCounty2012 VA Limit
DCDistrict of Columbia$625,500
MDAnne Arundel$494,500
MDPrince George’s$625,500
VAFalls Church$625,500
VAPrince William$625,500

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