Tag: Credit Score

Tips for securing a home loan

This week the 30-year mortgage rate sunk below 4% for the first time ever, yet mortgage applications continue to drop, according to a recent article in the Wall Street Journal. Despite the attractive rate, lending standards remain...

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Key components of your credit score

Individuals looking to purchase a new home, a car or apply for a new credit card needs to understand the importance their credit score has in determining whether they are granted a loan and at what interest rate.  Unfortunately, federal law...

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