Tag: government

Looking to buy a home?

Yes, it is true that the housing market in many areas across the country has been stagnant for months, if not years.  Yes, it is true that new lending guidelines have made it tougher for people to borrow money.  But despite all the naysayers...

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Assumption advantage on the FHA loan

In addition to a low interest rate and a reduced required down payment, the FHA loan offers today’s homebuyers another little-noticed advantage over the conventional/conforming loans. Unlike most conventional loans, FHA loans are assumable...

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A quick guide to VA loans

Active-duty service members and veterans may be eligible for a home loan guaranty program offered the Department of Veterans Affairs (VA), for purposes of purchasing or refinancing a home.  What is a VA guaranteed loan? It is a loan that...

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