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Tag: Home Loan

FHA issues new rule on foreclosure, bankruptcy and short sale waiting period

Written by Federal Title on 2013-09-10.

In its August 2013 Mortgagee Letter, the Federal Housing Administration (FHA) issued updated guidelines for giving an FHA-insured mortgage to borrowers who may otherwise be ineligible as a result of its post-bankruptcy, foreclosure or short...

Attention buyers and refinancers: Don’t acquire new debt!

Written by Federal Title on 2013-06-21.

If you apply for a loan to buy or refinance a property, your lender will tell you not to acquire new debt before closing. What does this mean? It means, don’t buy a car with a car loan. Don’t get a new credit card. Don’t increase your credit...

How changes to FHA loans could impact you

Written by Federal Title on 2013-04-17.

Two major changes to FHA loans designed to boost its depleted mortgage insurance fund may result in many borrowers opting to forego an FHA loan for a conventional loan with private mortgage insurance. The first change became effective April...

HARP extended 2 more years

Written by Federal Title on 2013-04-16.

The Federal Housing Finance Agency (FHFA) announced earlier this month that Fannie Mae and Freddie Mac would extend the Home Affordable Refinance Program (HARP) through December 31, 2015 earlier this month. The HARP Program was originally...

Benefits of a VA loan in today’s real estate market

Written by Federal Title on 2013-04-10.

With interest rates remaining steady at all-time lows and a housing market that has seen below-market prices in most areas, now is a great time for servicemembers to purchase a home or refinance their existing home and take advantage of the...

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Tag: Home Loan

FHA issues new rule on foreclosure, bankruptcy and short sale waiting period

Attention buyers and refinancers: Don’t acquire new debt!

How changes to FHA loans could impact you

HARP extended 2 more years

Benefits of a VA loan in today’s real estate market

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