Tag: HUD

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FHA to reduce cost of mortgage insurance

In an attempt to bring more First-Time Homebuyers back into the housing market, the Federal Housing Administration ("FHA") recently announced that it would reduce its annual mortgage insurance premiums from 1.35 percent to 0.85 percent.  ...

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Most popular posts of 2012

As another year comes to a close, let’s take a look back at some of the more popular articles that were posted to our blog in 2012.  What does ‘no consideration’ mean?by Catherine Schmitt When someone says “no consideration”...

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Settlements made harder

We're about to see some big changes regarding the delivery of HUD-1 Settlement Statements and Truth-in-Lending Disclosures, which could result in added cost and closing delays for homebuyers, if the Consumer Financial Protection Bureau's...

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Title insurance premiums: Who’s getting paid?

The cost of title insurance continues to increase. In just the last five years, due to a massive influx of title claims relating to the nation’s housing crisis, title insurance premiums have increased in Maryland, the District of Columbia...

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HUD releases helpful homebuyer videos

Remember the kid in school that tried to copy off of everyone else? As an adult, I don’t find it as annoying – in fact, I view it as a testament to what we do here at Federal Title. Federal Title was the first in the title industry to produce...

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Thoughts in the wake of RESPA reform

Within three months after my youngest son was hatched, he effectively communicated that he was to be a bit “different” than my first son. Let’s just say my hopes for a simplified version of my first son were dashed early. Similarly, since...

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Helpful links for homebuyers

Discover external links to websites with valuable information. Find other useful lists and links at the bottom of this page. District of Columbia Dept. of Housing & Community Development Homestead Deduction First-time homebuyer tax...

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