Settlement Fees · Federal Title & Escrow Company

Closing costs… explained: 3 tips for achieving best value

Written by Guest on January 11, 2013.

If homebuyers and refinancing homeowners want to achieve the very best value on closing costs, they should follow these three simple steps: 1. Shop mortgage terms Since most mortgage lenders today all charge about the same in origination...

Agents can define ‘settlement costs’ in sales contract to protect clients

Written by Guest on January 2, 2013.

A closing at Federal Title last week resulted in a dispute between the buyer and seller over the definition of “settlement costs” that could have been avoided had the GCAAR Regional Sales Contract better defined the term. I’ll...

See how Federal Title stacks up against national, local closing cost averages

Written by Guest on August 17, 2012.

The cost of buying a home dropped 12 percent from last year, according to a survey conducted by Bankrate.com, which reports homebuyers nationally pay $2,159 on average for title and closing costs. The numbers vary a bit by state, but in every...

Refis save on closing costs with Absolute Reissue Rate

Written by Guest on August 8, 2012.

If you are about to refinance your mortgage, your mortgage lender has or will soon provide you with a Good Faith Estimate (GFE) which will include, among other costs, a line item charge for title insurance. Although you are required to pay...

Say good-bye to the HUD-1 Settlement Statement

Written by Guest on June 27, 2012.

The Consumer Financial Protection Bureau (CFPB), by mandate under Dodd-Frank, will soon change our world once again. Just barely two years since the title and mortgage industry was turned upside-down with regulatory changes to the Truth-in-Lending...

Shop title insurance providers, save on closing costs

Written by Guest on March 20, 2012.

The Internet makes it so easy for consumers to find the best prices on all kinds of goods. Why would anyone willingly pay retail price when it’s so easy to point-and-click your way to a bargain? If we were talking about furniture...

Why is selecting an independent title company so important?

Written by Guest on March 6, 2012.

Two reasons basically. By selecting a title company that is not bound by what’s known as an Affiliated Business Arrangement, you eliminate potential conflict of interest and generally save money. When buying a home, you will be working with...

Title insurance premiums: Who’s getting paid? (Part 2)

Written by Guest on February 8, 2012.

Initially we looked at how title agents receive the majority of the title insurance premium as commission because take the hit should a title insurance claim arise down the road. In addition to title agents receiving a commission from the...

Title insurance premiums: Who’s getting paid?

Written by Guest on February 1, 2012.

The cost of title insurance continues to increase. In just the last five years, due to a massive influx of title claims relating to the nation’s housing crisis, title insurance premiums have increased in Maryland, the District of Columbia...

DC simplifies recordation fees

Written by Guest on November 29, 2011.

Covid concerns? Explore REALSafe™ closing options »

Tag: Settlement Fees

Closing costs… explained: 3 tips for achieving best value

Agents can define ‘settlement costs’ in sales contract to protect clients

See how Federal Title stacks up against national, local closing cost averages

Refis save on closing costs with Absolute Reissue Rate

Say good-bye to the HUD-1 Settlement Statement

Shop title insurance providers, save on closing costs

Why is selecting an independent title company so important?

Title insurance premiums: Who’s getting paid? (Part 2)

Title insurance premiums: Who’s getting paid?

DC simplifies recordation fees

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