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Tag: settlement

Real estate tax and escrow/reserves explained…

Written by Todd Ewing on 2012-10-15.

Homebuyers and refinancing homeowners are often confused at closing about their mortgage lender escrow/reserve requirements. Typically if a homebuyer’s down payment amount is less than 20% or a refinancing homeowner’s equity is less than...

Escrow issues for sellers can arise when closing near property tax due date

Written by Federal Title on 2012-08-20.

Whenever a real estate settlement is close to a property tax due date, the potential for a post closing property tax issue increases. Simply, it is a matter of bad timing. Here are a couple escrow issues that can cause problems for home sellers...

3 reasons HELOCs create title headaches

Written by Federal Title on 2012-07-13.

Home Equity Lines of Credit (HELOCs) may be difficult to obtain in today’s market, but not too long ago, everybody had one. Recently, a series of closings were delayed in our office due to issues with HELOCs, and I expect that dealing with...

What exactly does a title company do?

Written by Federal Title on 2012-06-04.

While we talk all the time about the importance of shopping for title services, it’s about time we address what it is exactly that a title company does. Let’s take a closer look at what goes on between the time when you agree...

$25B settlement means mortgage help for servicemembers, veterans

Written by Federal Title on 2012-03-27.

The Justice Department announced it had reached a $25 billion settlement with the nation’s five largest banks (Wells Fargo, Citigroup, Ally, JP Morgan Chase and Bank of America) and 49 states regarding nationwide mortgage fraud last month. In...

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Tag: settlement

Real estate tax and escrow/reserves explained…

Escrow issues for sellers can arise when closing near property tax due date

3 reasons HELOCs create title headaches

What exactly does a title company do?

$25B settlement means mortgage help for servicemembers, veterans

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