Settlement Observer

Realtor: ‘To have not had title insurance would have been a disaster’

Written by Federal Title on 2020-09-03.

In 35 years as a Realtor, Ellen Sandler of Evers & Co. has had just one buyer refuse title insurance. Thankfully, it was the not the buyer in this story, because the buyer in this story would one day become a seller with a real property...

Couple pays over $20,000 after waiving owner’s protection

Written by Federal Title on 2020-08-18.

We had a couple waive an owner’s policy that would have cost $815. They’ve spent near $20,000 in attorney fees defending title to their home. The seller sat across from them and signed closing documents. He brought a notarized Power...

Lack of owner’s protection can increase cost to sell property

Written by Federal Title on 2020-08-10.

Title insurance protects property ownership + marketability, but we tend to overlook the value of the owner’s policy for buyers who one day become sellers. We had to inform a seller that our title search revealed two unexpected mortgage...

The HELOC scam is a bigger threat during COVID-19 pandemic

Written by Federal Title on 2020-07-31.

The seller walked away with nearly $90,000, and the buyer was left holding the bag. One of the most common types of claims we’ve paid out is due to the HELOC scam. With pandemic delaying government services, now is an especially vulnerable...

Disconcerting trend emerging at closing table

Written by Federal Title on 2020-07-30.

Federal Title unveils campaign to educate public about value of ‘optional’ owner’s title insurance policy – and the inherent risks of waiving coverage Federal Title & Escrow Company, an independently owned title company in the Capital...

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Realtor: ‘To have not had title insurance would have been a disaster’

Couple pays over $20,000 after waiving owner’s protection

Lack of owner’s protection can increase cost to sell property

The HELOC scam is a bigger threat during COVID-19 pandemic

Disconcerting trend emerging at closing table

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